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Bear Cub Climbs In a Raft Longing To Be Rescued in River (LOOK)

Bear Cub Climbs In a Raft Longing To Be Rescued in River (LOOK)

Selling Homes In Colorado Springs Colorado - by www.JulieTernesHomes.com

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Colorado Springs 80920 Home Owners - "Spring Forward" One Hours Makes a Difference - 10 Things To Do

Mark your calendars because Daylight Savings Time is almost here.  This year Daylight Savings Time begins on Sunday March 8 when the majority of the United States will be “springing ahead” as they change the clocks.  However, if you live in Arizona, Hawaii, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, and the US Virgin Islands, Daylight Savings Time is just another day on the calendar.

One benefit of Daylight Savings time is that it reminds you to take care of some other important home tasks that should be done at least twice a year. So while you are marking you calendars to set your clocks ahead make a plan to take care of these other important tasks in your home.

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10 Things To Do When You Set Your Clocks Forward

• Replace the batteries in your Smoke Detector and Carbon Monoxide Detector.  Making sure to replace and test these devices twice a year can be the difference between life and death.  Make sure to help any elderly loved ones in your life as well.  If they can’t do it on their own, some fire departments have programs that will assist.

• Reverse the direction on your ceiling fan.  In the Spring fan blades should rotate counter clockwise to help cool down the rooms.  In the Fall, switch the direction to clockwise which helps pull down the warm air that gets trapped near the ceiling.  Both of these measures help save cost on heating and cooling.

• Flip and rotate your mattress to help promote even wear and tear.  Unless you have a no flip mattress.  Then just rotate it.

• Schedule a furnace inspection.  This should be done twice a year to make sure your furnace is running as efficiently as possible.

• Replace the filters in your heater and air conditioner. This should actually be done several times a year to ensure they run as efficiently as possible.

• If you have a fireplace, scheduled a chimney sweep in the Fall and in the Spring take some time to clean up the fireplace and brush down the walls.

• Drain your water heater.  It is recommended that you drain one quart of water from your water heater every three months.  Make sure to check the owner’s manual for your water heater for further recommendations and how to drain the water correctly.

• Go through you medicine cabinet and first aid kit and discard any expired or discolored products.  Dispose of any prescription medication that is expired or no longer needed.  You can search on FDA.gov for how to safely dispose of medications.

• Go through your pantry and dispose of any expired or stale/opened foods.

• Daylight Savings Time is also a good time to start rotating your wardrobe.  Wash your winter clothes and inspect them for damage and wear and tear.  If you have clothes you know longer wear put them aside for a garage sale or donate them.  Pack away clothes for winter and start washing and inspecting your Spring and Summer wardrobe.

P.S.  

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Where Are Palmer Lake, CO Home Mortgage Rates Headed In 2015

The interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to look at where rates are headed when deciding to buy now or wait until next year. Below is a chart created using Freddie Mac’s February 2015 U.S. Economic & Housing Marketing Outlook. As you can see interest rates are projected to increase steadily over the course of 2015.

How Will This Impact Your Mortgage Payment?

Depending on the amount of the loan that you secure, a half of a percent (.5%) increase in interest rate can increase your monthly mortgage payment significantly. Research released by Zillow touched on this point:

“As rates rise, new home buyers will confront higher financing costs and monthly mortgage payments. For many, this will mean tightening their budgets and sacrificing some luxuries they may take for granted today.”

The experts predict that home prices will appreciate by 4.4% over the course of 2015. If both predictions become reality, families would wind up paying considerably more for their home.

Bottom Line

Even a small increase in interest rate can impact your family’s wealth. Meet with a local real estate professional to evaluate your ability to purchase your dream home.

Free Real Estate Advice Hotline Call/Text Julie Ternes, REMAX Advantage, at 719-629-6142. 

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Colorado Springs CO Real Estate Home Owners 5 Reasons Not To Sell For Sale By Owner

Some homeowners consider trying to sell their home on their own, known in the industry as a For Sale by Owner (FSBO). We think there are several reasons this might not be a good idea for the vast majority of sellers.

Here are five of our reasons:

1. There Are Too Many People to Negotiate With

Here is a list of some of the people with whom you must be prepared to negotiate if you decide to FSBO.

• The buyer who wants the best deal possible
• The buyer’s agent who solely represents the best interest of the buyer
• The buyer’s attorney (in some parts of the country)
• The home inspection companies which work for the buyer and will almost always find some problems with the house
• The appraiser if there is a question of value
• Your bank in the case of a short sale

2. Exposure to Prospective Purchasers

Recent studies have shown that 92% of buyers search online for a home. That is in comparison to only 28% looking at print newspaper ads. Most real estate agents have an extensive internet strategy to promote the sale of your home. Do you?

3.  Actual Results also come from the Internet

Where do buyers find the home they actually purchased?

• 43% on the internet
• 9% from a yard sign
• 1% from newspapers

The days of selling your house by just putting up a sign and putting it in the paper are long gone. Having a strong internet strategy is crucial.

4. FSBOing has Become More and More Difficult

The paperwork involved in selling and buying a home has increased dramatically as industry disclosures and regulations have become mandatory. This is one of the reasons that the percentage of people FSBOing has dropped from 19% to 9% over the last 20+ years.

5. You Net More Money when Using an Agent

Many homeowners believe that they will save the real estate commission by selling on their own. Realize that the main reason buyers look at FSBOs is because they also believe they can save the real commission. The seller and buyer can’t both save the same commission.

Studies have shown that the typical house sold by the homeowner sells for $184,000 while the typical house sold by an agent sells for $230,000.   This doesn’t mean that an agent can get $46,000 more for your home as studies have shown that people are more likely to FSBO in markets with lower price points. However, it does show that selling on your own might not make sense.

Bottom Line

Before you decide to take on the challenges of selling your house on your own, sit with a real estate professional in your marketplace and see what they have to offer. 

Need advice only a good real estate pro can give?  Call/Text Julie Ternes, Realtor, REMAX Advantage  at 719-629-6142 or visit www.JulieTernesHomes.com Today.

Here are some really great tips on how to be successful at selling your home.

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