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Tuesday, March 10, 2015
Sunday, March 8, 2015
Colorado Springs 80920 Home Owners - "Spring Forward" One Hours Makes a Difference - 10 Things To Do
Mark your calendars because Daylight Savings Time is almost here. This year Daylight Savings Time begins on Sunday March 8 when the majority of the United States will be “springing ahead” as they change the clocks. However, if you live in Arizona, Hawaii, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, and the US Virgin Islands, Daylight Savings Time is just another day on the calendar.
One benefit of Daylight Savings time is that it reminds you to take care of some other important home tasks that should be done at least twice a year. So while you are marking you calendars to set your clocks ahead make a plan to take care of these other important tasks in your home.
10 Things To Do When You Set Your Clocks Forward
- Replace the batteries in your Smoke Detector and Carbon Monoxide Detector. Making sure to replace and test these devices twice a year can be the difference between life and death. Make sure to help any elderly loved ones in your life as well. If they can’t do it on their own, some fire departments have programs that will assist.
- Reverse the direction on your ceiling fan. In the Spring fan blades should rotate counter clockwise to help cool down the rooms. In the Fall, switch the direction to clockwise which helps pull down the warm air that gets trapped near the ceiling. Both of these measures help save cost on heating and cooling.
- Flip and rotate your mattress to help promote even wear and tear. Unless you have a no flip mattress. Then just rotate it.
- Schedule a furnace inspection. This should be done twice a year to make sure your furnace is running as efficiently as possible.
- Replace the filters in your heater and air conditioner. This should actually be done several times a year to ensure they run as efficiently as possible.
- If you have a fireplace, scheduled a chimney sweep in the Fall and in the Spring take some time to clean up the fireplace and brush down the walls.
- Drain your water heater. It is recommended that you drain one quart of water from your water heater every three months. Make sure to check the owner’s manual for your water heater for further recommendations and how to drain the water correctly.
- Go through you medicine cabinet and first aid kit and discard any expired or discolored products. Dispose of any prescription medication that is expired or no longer needed. You can search on FDA.gov for how to safely dispose of medications.
- Go through your pantry and dispose of any expired or stale/opened foods.
- Daylight Savings Time is also a good time to start rotating your wardrobe. Wash your winter clothes and inspect them for damage and wear and tear. If you have clothes you know longer wear put them aside for a garage sale or donate them. Pack away clothes for winter and start washing and inspecting your Spring and Summer wardrobe.
P.S.
Tuesday, March 3, 2015
Where Are Palmer Lake, CO Home Mortgage Rates Headed In 2015
The interest rate you pay on your home mortgage has a direct
impact on your monthly payment. The higher the rate the greater the payment
will be. That is why it is important to look at where rates are headed when
deciding to buy now or wait until next year. Below is a chart created using
Freddie Mac’s February 2015 U.S. Economic & Housing Marketing Outlook. As
you can see interest rates are projected to increase steadily over the course
of 2015.
How Will This Impact Your Mortgage Payment?
Depending on the amount of the loan that you secure, a half
of a percent (.5%) increase in interest rate can increase your monthly mortgage
payment significantly. Research released by Zillow touched on this point:
“As rates rise, new home buyers will confront higher
financing costs and monthly mortgage payments. For many, this will mean
tightening their budgets and sacrificing some luxuries they may take for
granted today.”
The experts predict that home prices will appreciate by 4.4%
over the course of 2015. If both predictions become reality, families would
wind up paying considerably more for their home.
Bottom Line
Even a small increase in interest rate can impact your
family’s wealth. Meet with a local real estate professional to evaluate your
ability to purchase your dream home.
Free Real Estate Advice Hotline Call/Text Julie Ternes, REMAX Advantage, at 719-629-6142.
Visit www.JulieTernesHomes.com
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